Vet packages and network plans: Additional pet insurance-like products are often sponsored by veterinarians themselves or in conjunction with pet stores. For instance, vets will sometimes offer their customers package deals for discounts on care and checkups. Vets and pet stores may also team up to offer plans that give discounts on surgeries, care, pet food and other supplies.
Other coverage: For exotic pets or those that are worth a lot to their owners, life and theft insurance can be bought as a separate plan. Pet owners can also consider liability coverage to protect them should their pet bite or harm another person. Typically, homeowners or renters insurance provides enough protection, but some pet owners may need additional insurance for more aggressive breeds.
What does pet insurance not cover?
If you have pet insurance, you might assume that it will cover all medical issues and expenses, but many times it has exclusions. Here are some common things not covered by pet insurance:
Preexisting conditions
Examination fees
Preventive Care
Cosmetic procedures
Owner negligence
Breeding costs
Bottom line: Should you get pet insurance?
Pet insurance can be worth it if you anticipate having high medical costs associated with your pet. People who benefit the most from plans typically have older pets or are first-time pet owners who appreciate the peace of mind that comes with knowing they can take their puppy or kitten to the vet without paying out of pocket. Owners of multiple pets, who might have to pay medical expenses several times throughout a year, also find pet insurance plans attractive.
With checkups, grooming, food and treats, our furry friends can be quite an investment. Still, they're the best kind of investment, and pet insurance is a good way to ensure you won’t have to make tough financial decisions when choosing how to care for your pet.
Top Rated Pet Insurance Companies - Visit:https://www.usnews.com/insurance/pet-insurance
Trupanion is our favored insurance
Vet Telehealth - https://www.dutch.com/
Plans start at $8/month
Add up to 5 dogs on account
Offers most same day scheduling (via Zoom)
Rx prescriptions can be shipped for free
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